A frog hops into a bank and approaches Patty Black, the loan officer.

"Hello. My name is Kermit Jagger, and I'd like a $100,000 pond improvement loan."

"Well," says Miss Black, "Do you have any collateral?"

The frog produces a delicate figurine and says, "I have this."

The loan officer says she has to talk it over with the bank manager. She takes the figurine into his office.

"There's a frog outside,"she tells the manager. "His name is Kermit Jagger, and he wants a $100,000 loan. All he has for collateral is this... um... What is this, anyway?"

The bank manager says,

It's a knickknack, Patty Black. Give the frog a loan. His old man's a Rolling Stone!