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*most people do not have insurance*
The universal health coverage plan here is; "Don't get Sick!". Just 2 months ago I split my knuckle open while washing dishes (I was washing the inside of a glass) and I had to just hope that the bleeding stopped because I certainly cannot afford to spent hundreds of dollars on an emergency room visit to get stitches. Many people here are used to treating themselves for illnesses and injuries. Even if you do have insurance, there is still a copay and then if your insurance doesn't cover a certain treatment then you have to pay for it out of pocket. (The only time I regularly see a doctor is once a year for a "women's exam".)
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